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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,782 | $183,627-72.9% | $155,602-68.0% | $145,978-65.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.13% | 61.32%-53.2pp | 64.81%-56.7pp | 550.52%-542.4pp |
| Employer contribution / active EE | $1,534 | $5,316-71.1% | $4,675-67.2% | $4,662-67.1% |
| Participant deferral / active EE | $11,375 | $6,466+75.9% | $5,629+102.1% | $6,690+70.0% |
| Admin fee / account holder | $352 | $19,327-98.2% | $15,923-97.8% | $13,400-97.4% |