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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,828 | $72,404-33.9% | $110,243-56.6% | $64,173-25.5% |
| Participation rate | 35.7% | 73.3%-37.6pp | 79.8%-44.1pp | 69.6%-33.9pp |
| Annual return | -7.31% | -6.29%-1.0pp | 314.76%-322.1pp | 7.63%-14.9pp |
| Employer contribution / active EE | $1,589 | $2,282-30.4% | $3,827-58.5% | $2,381-33.3% |
| Participant deferral / active EE | $2,782 | $3,469-19.8% | $4,672-40.5% | $3,470-19.8% |
| Admin fee / account holder | $3,931 | $5,664-30.6% | $8,548-54.0% | $4,887-19.6% |