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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,506 | $65,704-73.4% | $94,229-81.4% | $59,633-70.6% |
| Participation rate | 40.0% | 72.1%-32.1pp | 78.8%-38.8pp | 68.7%-28.7pp |
| Annual return | -6.53% | 5.22%-11.7pp | 10.68%-17.2pp | 2041.45%-2048.0pp |
| Employer contribution / active EE | $1,774 | $2,021-12.2% | $3,587-50.5% | $2,203-19.5% |
| Participant deferral / active EE | $2,689 | $3,143-14.5% | $4,320-37.8% | $3,192-15.8% |
| Admin fee / account holder | $105 | $4,265-97.5% | $6,269-98.3% | $4,297-97.6% |