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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,712 | $124,175-57.6% | $108,405-51.4% | $167,553-68.5% |
| Participation rate | 80.0% | 82.3%-2.3pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 11.72% | 1380.13%-1368.4pp | 905.55%-893.8pp | 478.89%-467.2pp |
| Employer contribution / active EE | $1,618 | $4,188-61.4% | $3,559-54.5% | $4,840-66.6% |
| Participant deferral / active EE | $2,739 | $6,908-60.3% | $6,563-58.3% | $6,343-56.8% |
| Admin fee / account holder | $1,162 | $9,457-87.7% | $7,297-84.1% | $12,316-90.6% |