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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,337 | $107,941-66.3% | $91,994-60.5% | $152,909-76.2% |
| Participation rate | 83.3% | 81.2%+2.1pp | 78.6%+4.7pp | 82.5%+0.9pp |
| Annual return | 17.87% | 89.28%-71.4pp | 69.04%-51.2pp | 345.46%-327.6pp |
| Employer contribution / active EE | $1,973 | $4,212-53.2% | $3,453-42.9% | $4,764-58.6% |
| Participant deferral / active EE | $5,989 | $6,366-5.9% | $5,924+1.1% | $5,851+2.3% |
| Admin fee / account holder | $9,051 | $10,521-14.0% | $7,744+16.9% | $11,601-22.0% |