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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,113 | $148,582+0.4% | $135,942+9.7% | $139,456+6.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.35% | 79.26%-59.9pp | 68.28%-48.9pp | 373.45%-354.1pp |
| Employer contribution / active EE | $23,727 | $5,245+352.4% | $4,858+388.4% | $4,753+399.2% |
| Participant deferral / active EE | $11,525 | $8,101+42.3% | $7,759+48.5% | $6,711+71.7% |
| Admin fee / account holder | $1,371 | $12,402-88.9% | $10,764-87.3% | $11,407-88.0% |