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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,938 | $106,524-35.3% | $152,301-54.7% | $87,485-21.2% |
| Participation rate | 95.7% | 75.8%+19.9pp | 82.4%+13.2pp | 68.9%+26.7pp |
| Annual return | 128.23% | 26.89%+101.3pp | 80.50%+47.7pp | 26.06%+102.2pp |
| Employer contribution / active EE | $1,847 | $3,371-45.2% | $4,624-60.1% | $2,596-28.8% |
| Participant deferral / active EE | $3,465 | $6,525-46.9% | $8,004-56.7% | $4,274-18.9% |
| Admin fee / account holder | $3,430 | $8,287-58.6% | $14,398-76.2% | $7,775-55.9% |