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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,376 | $138,114-63.5% | $125,391-59.8% | $134,545-62.6% |
| Participation rate | 95.2% | 84.5%+10.7pp | 82.4%+12.9pp | 81.2%+14.0pp |
| Annual return | 3.28% | 750.88%-747.6pp | 572.41%-569.1pp | 418.37%-415.1pp |
| Employer contribution / active EE | $2,358 | $5,246-55.0% | $4,816-51.0% | $4,742-50.3% |
| Participant deferral / active EE | $3,974 | $7,801-49.1% | $7,448-46.6% | $6,401-37.9% |
| Admin fee / account holder | $1,145 | $11,570-90.1% | $10,009-88.6% | $11,431-90.0% |