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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,190 | $101,063+36.7% | $81,473+69.6% | $147,586-6.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 22.33% | 32.41%-10.1pp | 38.78%-16.5pp | 578.59%-556.3pp |
| Employer contribution / active EE | $6,920 | $3,206+115.9% | $2,568+169.5% | $4,876+41.9% |
| Participant deferral / active EE | $11,231 | $4,242+164.7% | $3,537+217.5% | $5,439+106.5% |
| Admin fee / account holder | $4,545 | $5,812-21.8% | $4,561-0.4% | $10,886-58.2% |