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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,519 | $165,381-82.2% | $149,730-80.3% | $158,966-81.4% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 20.13% | 348.29%-328.2pp | 276.70%-256.6pp | 302.95%-282.8pp |
| Employer contribution / active EE | $4,956 | $5,104-2.9% | $4,645+6.7% | $4,762+4.1% |
| Participant deferral / active EE | $10,537 | $7,182+46.7% | $6,843+54.0% | $5,983+76.1% |
| Admin fee / account holder | $2,999 | $10,809-72.3% | $9,310-67.8% | $11,250-73.3% |