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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,613 | $83,485-34.6% | $125,180-56.4% | $72,983-25.2% |
| Participation rate | 50.0% | 73.3%-23.3pp | 79.8%-29.8pp | 69.5%-19.5pp |
| Annual return | 66.99% | 25.78%+41.2pp | 43.79%+23.2pp | 81.01%-14.0pp |
| Employer contribution / active EE | $2,212 | $2,346-5.7% | $3,866-42.8% | $2,440-9.3% |
| Participant deferral / active EE | $4,367 | $3,586+21.8% | $4,937-11.5% | $3,608+21.1% |
| Admin fee / account holder | $144 | $5,518-97.4% | $9,703-98.5% | $5,124-97.2% |