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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,487 | $96,388-86.0% | $80,627-83.3% | $139,466-90.3% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 16.07% | 1352.08%-1336.0pp | 936.76%-920.7pp | 373.66%-357.6pp |
| Employer contribution / active EE | $930 | $3,260-71.5% | $2,723-65.8% | $4,754-80.4% |
| Participant deferral / active EE | $2,325 | $5,224-55.5% | $4,443-47.7% | $6,712-65.4% |
| Admin fee / account holder | $49 | $6,603-99.3% | $5,381-99.1% | $11,409-99.6% |