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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,649 | $109,344-95.7% | $89,400-94.8% | $158,950-97.1% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 18.65% | 345.73%-327.1pp | 245.64%-227.0pp | 302.91%-284.3pp |
| Employer contribution / active EE | $517 | $3,170-83.7% | $2,586-80.0% | $4,762-89.1% |
| Participant deferral / active EE | $960 | $4,599-79.1% | $3,890-75.3% | $5,983-84.0% |
| Admin fee / account holder | $15 | $6,154-99.8% | $4,882-99.7% | $11,248-99.9% |