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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,962 | $28,624-2.3% | $53,647-47.9% | $82,637-66.2% |
| Participation rate | 27.0% | 47.3%-20.2pp | 56.3%-29.3pp | 68.1%-41.0pp |
| Annual return | 18.82% | 664.98%-646.2pp | 358.33%-339.5pp | 53.51%-34.7pp |
| Employer contribution / active EE | $329 | $637-48.3% | $962-65.8% | $2,552-87.1% |
| Participant deferral / active EE | $1,132 | $1,196-5.3% | $1,813-37.6% | $4,126-72.6% |
| Admin fee / account holder | $7,703 | $2,022+281.0% | $2,460+213.1% | $7,339+5.0% |