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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,401 | $156,398-16.0% | $147,318-10.8% | $138,895-5.4% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 79.9%-19.9pp |
| Annual return | 17.12% | 78.75%-61.6pp | 70.43%-53.3pp | 145.39%-128.3pp |
| Employer contribution / active EE | $1,672 | $4,853-65.5% | $4,593-63.6% | $4,194-60.1% |
| Participant deferral / active EE | $7,821 | $8,237-5.1% | $7,906-1.1% | $6,396+22.3% |
| Admin fee / account holder | $1,387 | $14,976-90.7% | $13,708-89.9% | $12,562-89.0% |