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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,260 | $176,077-65.8% | $159,455-62.2% | $167,518-64.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.37% | 331.83%-312.5pp | 263.63%-244.3pp | 478.71%-459.3pp |
| Employer contribution / active EE | $12,943 | $5,298+144.3% | $4,830+168.0% | $4,838+167.5% |
| Participant deferral / active EE | $7,095 | $7,751-8.5% | $7,353-3.5% | $6,342+11.9% |
| Admin fee / account holder | $4,258 | $12,556-66.1% | $10,800-60.6% | $12,312-65.4% |