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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,972 | $138,075-79.7% | $123,552-77.4% | $135,379-79.3% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -5.79% | 153.70%-159.5pp | 119.20%-125.0pp | 519.79%-525.6pp |
| Employer contribution / active EE | $1,065 | $5,152-79.3% | $4,628-77.0% | $4,779-77.7% |
| Participant deferral / active EE | $2,228 | $6,800-67.2% | $6,426-65.3% | $5,609-60.3% |
| Admin fee / account holder | $5,143 | $10,917-52.9% | $9,285-44.6% | $10,828-52.5% |