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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,682 | $211,239+94.9% | $178,528+130.6% | $145,877+182.2% |
| Participation rate | 92.9% | 80.8%+12.1pp | 77.1%+15.8pp | 80.3%+12.6pp |
| Annual return | 14.86% | 30.22%-15.4pp | 27.11%-12.2pp | 551.28%-536.4pp |
| Employer contribution / active EE | $2,525 | $4,570-44.8% | $3,950-36.1% | $4,663-45.9% |
| Participant deferral / active EE | $17,274 | $6,963+148.1% | $6,278+175.1% | $6,691+158.2% |
| Admin fee / account holder | $393 | $12,095-96.8% | $10,419-96.2% | $13,402-97.1% |