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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,482 | $190,916+62.1% | $160,037+93.4% | $134,545+130.0% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.0%+14.3pp | 81.2%+11.1pp |
| Annual return | -11.12% | 552.79%-563.9pp | 408.95%-420.1pp | 418.37%-429.5pp |
| Employer contribution / active EE | $2,625 | $4,996-47.5% | $4,226-37.9% | $4,742-44.6% |
| Participant deferral / active EE | $16,115 | $6,925+132.7% | $6,184+160.6% | $6,401+151.7% |
| Admin fee / account holder | $29,007 | $10,497+176.3% | $8,716+232.8% | $11,431+153.8% |