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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,983 | $27,924+172.1% | $58,544+29.8% | $75,181+1.1% |
| Participation rate | 14.4% | 38.8%-24.4pp | 50.9%-36.4pp | 67.2%-52.8pp |
| Annual return | 20.21% | 44.20%-24.0pp | 4249.56%-4229.4pp | 160.69%-140.5pp |
| Employer contribution / active EE | $691 | $669+3.3% | $1,053-34.4% | $2,671-74.1% |
| Participant deferral / active EE | $1,446 | $1,202+20.3% | $1,923-24.8% | $4,126-65.0% |
| Admin fee / account holder | $1,615 | $1,726-6.5% | $2,520-35.9% | $5,650-71.4% |