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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,458 | $138,078-22.2% | $125,363-14.3% | $134,509-20.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.41% | 750.49%-774.9pp | 572.15%-596.6pp | 418.13%-442.5pp |
| Employer contribution / active EE | $5,213 | $5,245-0.6% | $4,815+8.3% | $4,741+10.0% |
| Participant deferral / active EE | $15,967 | $7,800+104.7% | $7,447+114.4% | $6,400+149.5% |
| Admin fee / account holder | $857 | $11,566-92.6% | $10,005-91.4% | $11,427-92.5% |