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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,153 | $180,466-52.3% | $154,114-44.1% | $135,382-36.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.62% | 888.15%-892.8pp | 735.16%-739.8pp | 519.77%-524.4pp |
| Employer contribution / active EE | $918 | $6,035-84.8% | $5,298-82.7% | $4,779-80.8% |
| Participant deferral / active EE | $3,244 | $5,806-44.1% | $5,081-36.1% | $5,609-42.2% |
| Admin fee / account holder | $21,381 | $16,144+32.4% | $13,411+59.4% | $10,829+97.4% |