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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,966 | $138,078-21.1% | $125,363-13.1% | $134,509-19.0% |
| Participation rate | 44.4% | 84.5%-40.0pp | 82.4%-37.9pp | 81.2%-36.8pp |
| Annual return | -16.29% | 750.49%-766.8pp | 572.15%-588.4pp | 418.13%-434.4pp |
| Employer contribution / active EE | $1,281 | $5,245-75.6% | $4,815-73.4% | $4,741-73.0% |
| Participant deferral / active EE | $7,226 | $7,800-7.4% | $7,447-3.0% | $6,400+12.9% |
| Admin fee / account holder | $549 | $11,566-95.3% | $10,005-94.5% | $11,427-95.2% |