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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,139 | $150,447-85.9% | $136,298-84.5% | $147,586-85.7% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 12.85% | 1049.15%-1036.3pp | 5156.27%-5143.4pp | 578.59%-565.7pp |
| Employer contribution / active EE | $1,552 | $5,256-70.5% | $4,696-66.9% | $4,876-68.2% |
| Participant deferral / active EE | $5,371 | $6,631-19.0% | $6,247-14.0% | $5,439-1.3% |
| Admin fee / account holder | $1,641 | $10,906-85.0% | $9,244-82.2% | $10,886-84.9% |