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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,389 | $93,598+4.1% | $135,974-28.4% | $75,173+29.6% |
| Participation rate | 90.4% | 75.2%+15.2pp | 81.9%+8.5pp | 67.2%+23.2pp |
| Annual return | 18.92% | 30.89%-12.0pp | 68.30%-49.4pp | 160.72%-141.8pp |
| Employer contribution / active EE | $12,193 | $3,538+244.6% | $4,859+150.9% | $2,671+356.5% |
| Participant deferral / active EE | $14,926 | $6,405+133.0% | $7,760+92.3% | $4,126+261.7% |
| Admin fee / account holder | $12 | $6,978-99.8% | $10,767-99.9% | $5,651-99.8% |