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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,075 | $89,367-10.4% | $141,191-43.3% | $72,975+9.7% |
| Participation rate | 96.4% | 75.1%+21.2pp | 82.5%+13.9pp | 69.5%+26.9pp |
| Annual return | 28.50% | 111.87%-83.4pp | 71.41%-42.9pp | 81.01%-52.5pp |
| Employer contribution / active EE | $10,391 | $3,115+233.6% | $4,736+119.4% | $2,440+325.9% |
| Participant deferral / active EE | $10,014 | $5,419+84.8% | $6,710+49.2% | $3,608+177.6% |
| Admin fee / account holder | $2,729 | $5,957-54.2% | $10,264-73.4% | $5,124-46.7% |