Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,569 | $65,361-74.7% | $92,903-82.2% | $72,983-77.3% |
| Participation rate | 25.9% | 68.3%-42.4pp | 76.0%-50.1pp | 69.5%-43.6pp |
| Annual return | 10.85% | 42.11%-31.3pp | 109.43%-98.6pp | 81.01%-70.2pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,138 | $3,128-63.6% | $4,238-73.2% | $3,608-68.5% |
| Admin fee / account holder | $2,412 | $4,251-43.3% | $5,795-58.4% | $5,124-52.9% |