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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,273 | $107,809-53.4% | $90,657-44.5% | $135,379-62.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -8.46% | -0.90%-7.6pp | 1.89%-10.3pp | 519.79%-528.2pp |
| Employer contribution / active EE | $2,038 | $3,018-32.5% | $2,532-19.5% | $4,779-57.4% |
| Participant deferral / active EE | $9,595 | $3,872+147.8% | $3,424+180.2% | $5,609+71.1% |
| Admin fee / account holder | $3,621 | $5,931-38.9% | $4,994-27.5% | $10,828-66.6% |