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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,434 | $93,098-52.3% | $77,081-42.4% | $134,509-67.0% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.2pp | 81.2%-14.6pp |
| Annual return | 2.50% | 62.63%-60.1pp | 42.33%-39.8pp | 418.13%-415.6pp |
| Employer contribution / active EE | $1,746 | $3,419-48.9% | $2,813-38.0% | $4,741-63.2% |
| Participant deferral / active EE | $2,188 | $5,239-58.2% | $4,428-50.6% | $6,400-65.8% |
| Admin fee / account holder | $146 | $6,945-97.9% | $5,427-97.3% | $11,427-98.7% |