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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,916 | $165,361+40.2% | $149,715+54.9% | $158,950+45.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.39% | 348.24%-330.9pp | 276.66%-259.3pp | 302.91%-285.5pp |
| Employer contribution / active EE | $19,875 | $5,103+289.4% | $4,645+327.9% | $4,762+317.4% |
| Participant deferral / active EE | $15,683 | $7,182+118.4% | $6,842+129.2% | $5,983+162.1% |
| Admin fee / account holder | $904 | $10,808-91.6% | $9,310-90.3% | $11,248-92.0% |