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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,565 | $77,638-34.9% | $156,551-67.7% | $62,881-19.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 2.08% | 50.33%-48.2pp | 32.23%-30.1pp | 20.14%-18.1pp |
| Employer contribution / active EE | $3,705 | $3,444+7.6% | $5,501-32.7% | $2,281+62.4% |
| Participant deferral / active EE | $3,781 | $3,046+24.1% | $4,871-22.4% | $3,203+18.0% |
| Admin fee / account holder | $4,732 | $5,561-14.9% | $13,028-63.7% | $4,296+10.1% |