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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,213 | $135,956-35.9% | $123,894-29.6% | $273,972-68.2% |
| Participation rate | 90.9% | 84.1%+6.8pp | 81.4%+9.5pp | 83.0%+7.9pp |
| Annual return | -2.24% | 56.63%-58.9pp | 47.52%-49.8pp | 41.46%-43.7pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $489 | $6,343-92.3% | $5,984-91.8% | $5,287-90.8% |
| Admin fee / account holder | $1,445 | $9,817-85.3% | $8,357-82.7% | $10,133-85.7% |