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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,715 | $106,280-84.3% | $96,538-82.7% | $139,487-88.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 24.08% | 38.48%-14.4pp | 35.74%-11.7pp | 373.84%-349.8pp |
| Employer contribution / active EE | $3,437 | $4,107-16.3% | $3,740-8.1% | $4,755-27.7% |
| Participant deferral / active EE | $5,151 | $5,457-5.6% | $4,880+5.6% | $6,713-23.3% |
| Admin fee / account holder | $475 | $7,888-94.0% | $6,737-93.0% | $11,407-95.8% |