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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,715 | $106,236-84.3% | $96,496-82.7% | $139,427-88.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 24.08% | 38.43%-14.4pp | 35.70%-11.6pp | 373.27%-349.2pp |
| Employer contribution / active EE | $3,437 | $4,104-16.3% | $3,738-8.1% | $4,752-27.7% |
| Participant deferral / active EE | $5,151 | $5,455-5.6% | $4,879+5.6% | $6,711-23.2% |
| Admin fee / account holder | $475 | $7,879-94.0% | $6,731-92.9% | $11,404-95.8% |