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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,285 | $64,716-42.4% | $112,258-66.8% | $68,495-45.6% |
| Participation rate | 51.4% | 67.2%-15.7pp | 75.1%-23.6pp | 67.9%-16.5pp |
| Annual return | -21.19% | -11.40%-9.8pp | 27.47%-48.7pp | -7.84%-13.4pp |
| Employer contribution / active EE | $2,955 | $2,746+7.6% | $3,636-18.7% | $2,596+13.8% |
| Participant deferral / active EE | $4,675 | $3,565+31.1% | $4,728-1.1% | $4,028+16.1% |
| Admin fee / account holder | $0 | $5,232-100.0% | $6,411-100.0% | $5,403-100.0% |