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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,791 | $110,240+197.3% | $96,544+239.5% | $139,487+135.0% |
| Participation rate | 71.4% | 78.1%-6.7pp | 76.0%-4.6pp | 80.3%-8.9pp |
| Annual return | 14.36% | 26.41%-12.0pp | 25.88%-11.5pp | 373.84%-359.5pp |
| Employer contribution / active EE | $5,668 | $3,622+56.5% | $2,966+91.1% | $4,755+19.2% |
| Participant deferral / active EE | $15,346 | $5,549+176.6% | $4,851+216.3% | $6,713+128.6% |
| Admin fee / account holder | $17,502 | $11,602+50.8% | $8,254+112.0% | $11,407+53.4% |