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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,268 | $103,393+163.3% | $87,103+212.6% | $152,909+78.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 15.35% | 28.10%-12.7pp | 28.19%-12.8pp | 345.46%-330.1pp |
| Employer contribution / active EE | $5,210 | $3,221+61.7% | $2,521+106.6% | $4,764+9.4% |
| Participant deferral / active EE | $19,297 | $4,778+303.8% | $4,049+376.6% | $5,851+229.8% |
| Admin fee / account holder | $12,700 | $12,195+4.1% | $7,491+69.5% | $11,601+9.5% |