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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,006 | $180,462-26.3% | $154,111-13.7% | $135,379-1.8% |
| Participation rate | 95.7% | 87.4%+8.2pp | 83.0%+12.6pp | 82.6%+13.0pp |
| Annual return | 2.26% | 888.17%-885.9pp | 735.18%-732.9pp | 519.79%-517.5pp |
| Employer contribution / active EE | $6,637 | $6,036+10.0% | $5,298+25.3% | $4,779+38.9% |
| Participant deferral / active EE | $14,146 | $5,806+143.6% | $5,081+178.4% | $5,609+152.2% |
| Admin fee / account holder | $21,557 | $16,145+33.5% | $13,411+60.7% | $10,828+99.1% |