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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,749 | $150,446-51.6% | $136,297-46.6% | $147,585-50.7% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 16.13% | 1049.14%-1033.0pp | 5156.19%-5140.1pp | 578.58%-562.5pp |
| Employer contribution / active EE | $1,350 | $5,256-74.3% | $4,696-71.3% | $4,876-72.3% |
| Participant deferral / active EE | $8,733 | $6,631+31.7% | $6,247+39.8% | $5,439+60.6% |
| Admin fee / account holder | $18,724 | $10,906+71.7% | $9,244+102.6% | $10,886+72.0% |