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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,645 | $135,956-63.5% | $123,894-59.9% | $273,972-81.9% |
| Participation rate | 88.2% | 84.1%+4.2pp | 81.4%+6.8pp | 83.0%+5.2pp |
| Annual return | 8.66% | 56.63%-48.0pp | 47.52%-38.9pp | 41.46%-32.8pp |
| Employer contribution / active EE | $2,011 | $5,170-61.1% | $4,617-56.4% | $4,869-58.7% |
| Participant deferral / active EE | $10,096 | $6,343+59.2% | $5,984+68.7% | $5,287+91.0% |
| Admin fee / account holder | $405 | $9,817-95.9% | $8,357-95.1% | $10,133-96.0% |