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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,457 | $160,059+135.2% | $140,019+168.9% | $135,379+178.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -4.98% | 911.44%-916.4pp | 651.15%-656.1pp | 519.79%-524.8pp |
| Employer contribution / active EE | $27,833 | $6,420+333.6% | $5,605+396.5% | $4,779+482.4% |
| Participant deferral / active EE | $14,676 | $7,641+92.1% | $6,927+111.9% | $5,609+161.7% |
| Admin fee / account holder | $66,691 | $13,328+400.4% | $10,705+523.0% | $10,828+515.9% |