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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,895 | $153,769+149.7% | $133,975+186.5% | $273,972+40.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 8.73% | 36.51%-27.8pp | 29.29%-20.6pp | 41.46%-32.7pp |
| Employer contribution / active EE | $23,794 | $6,029+294.7% | $5,211+356.6% | $4,869+388.7% |
| Participant deferral / active EE | $17,511 | $6,958+151.7% | $6,282+178.8% | $5,287+231.2% |
| Admin fee / account holder | $11,371 | $11,765-3.3% | $9,324+22.0% | $10,133+12.2% |