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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,641 | $160,040-92.7% | $147,096-92.1% | $145,877-92.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 182.22% | 98.49%+83.7pp | 419.75%-237.5pp | 551.28%-369.1pp |
| Employer contribution / active EE | $3,515 | $5,289-33.5% | $4,936-28.8% | $4,663-24.6% |
| Participant deferral / active EE | $5,999 | $8,429-28.8% | $8,071-25.7% | $6,691-10.3% |
| Admin fee / account holder | $7,997 | $15,050-46.9% | $13,005-38.5% | $13,402-40.3% |