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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,338 | $157,276+41.4% | $141,177+57.5% | $152,885+45.4% |
| Participation rate | 30.0% | 84.8%-54.8pp | 82.5%-52.5pp | 82.5%-52.5pp |
| Annual return | 28.62% | 64.33%-35.7pp | 71.40%-42.8pp | 345.39%-316.8pp |
| Employer contribution / active EE | $2,140 | $5,262-59.3% | $4,736-54.8% | $4,763-55.1% |
| Participant deferral / active EE | $7,548 | $7,110+6.2% | $6,710+12.5% | $5,851+29.0% |
| Admin fee / account holder | $2,886 | $12,123-76.2% | $10,263-71.9% | $11,598-75.1% |