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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,744 | $138,075-24.9% | $123,552-16.0% | $135,379-23.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.20%-119.2pp | 519.79%-519.8pp |
| Employer contribution / active EE | $22,548 | $5,152+337.7% | $4,628+387.2% | $4,779+371.8% |
| Participant deferral / active EE | $13,344 | $6,800+96.2% | $6,426+107.7% | $5,609+137.9% |
| Admin fee / account holder | $878 | $10,917-92.0% | $9,285-90.5% | $10,828-91.9% |