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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,470 | $180,466-42.7% | $154,114-32.9% | $135,382-23.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.30% | 888.15%-895.5pp | 735.16%-742.5pp | 519.77%-527.1pp |
| Employer contribution / active EE | $12,611 | $6,035+109.0% | $5,298+138.1% | $4,779+163.9% |
| Participant deferral / active EE | $3,862 | $5,806-33.5% | $5,081-24.0% | $5,609-31.1% |
| Admin fee / account holder | $2,384 | $16,144-85.2% | $13,411-82.2% | $10,829-78.0% |