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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,657 | $58,320-30.3% | $86,438-53.0% | $66,938-39.3% |
| Participation rate | 31.8% | 78.6%-46.8pp | 80.3%-48.5pp | 69.8%-38.0pp |
| Annual return | -14.02% | -9.71%-4.3pp | 4397.19%-4411.2pp | 1.58%-15.6pp |
| Employer contribution / active EE | $951 | $2,615-63.7% | $3,769-74.8% | $2,545-62.6% |
| Participant deferral / active EE | $3,598 | $6,899-47.9% | $6,952-48.3% | $4,238-15.1% |
| Admin fee / account holder | $6,722 | $546+1131.4% | $6,733-0.2% | $594+1032.6% |