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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,024 | $150,447-36.2% | $136,298-29.5% | $147,586-34.9% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 14.83% | 1049.15%-1034.3pp | 5156.27%-5141.4pp | 578.59%-563.8pp |
| Employer contribution / active EE | $1,664 | $5,256-68.3% | $4,696-64.6% | $4,876-65.9% |
| Participant deferral / active EE | $7,977 | $6,631+20.3% | $6,247+27.7% | $5,439+46.7% |
| Admin fee / account holder | $8,284 | $10,906-24.0% | $9,244-10.4% | $10,886-23.9% |