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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,816 | $127,387-57.8% | $115,038-53.2% | $125,389-57.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.95% | 31.28%-35.2pp | 26.14%-30.1pp | 282.24%-286.2pp |
| Employer contribution / active EE | $3,814 | $5,166-26.2% | $4,608-17.2% | $4,866-21.6% |
| Participant deferral / active EE | $9,457 | $6,423+47.2% | $6,026+56.9% | $5,352+76.7% |
| Admin fee / account holder | $8,278 | $9,516-13.0% | $8,175+1.3% | $9,541-13.2% |