Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,231 | $165,939-87.2% | $122,354-82.6% | $147,586-85.6% |
| Participation rate | 40.0% | 79.6%-39.6pp | 71.6%-31.6pp | 82.8%-42.8pp |
| Annual return | -7.92% | 34.56%-42.5pp | 30.28%-38.2pp | 578.59%-586.5pp |
| Employer contribution / active EE | $1,834 | $5,754-68.1% | $4,051-54.7% | $4,876-62.4% |
| Participant deferral / active EE | $3,975 | $4,005-0.8% | $3,287+20.9% | $5,439-26.9% |
| Admin fee / account holder | $2,414 | $7,425-67.5% | $5,479-55.9% | $10,886-77.8% |