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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,269 | $75,828-69.3% | $147,617-84.2% | $59,632-61.0% |
| Participation rate | 23.5% | 71.6%-48.1pp | 84.6%-61.2pp | 68.7%-45.2pp |
| Annual return | -0.87% | 0.37%-1.2pp | 61.98%-62.9pp | 2041.32%-2042.2pp |
| Employer contribution / active EE | $437 | $3,485-87.5% | $5,565-92.1% | $2,203-80.2% |
| Participant deferral / active EE | $1,675 | $3,130-46.5% | $4,895-65.8% | $3,192-47.5% |
| Admin fee / account holder | $7,264 | $5,985+21.4% | $11,611-37.4% | $4,297+69.1% |